Statement Page

The "Account Statement" page on the FU Capital platform provides a detailed summary of your account activity over a specified period, which you can select using the 'From Date' and 'To Date' options.

For convenience, there are also quick access buttons that allow you to view your account summary for specific time frames:

A) Today

B) Last 7 Days

C) This Month

D) This Year

E) Previous Year

F) All Time

Summary Section

The Summary Section on the FU Capital platform helps you understand the overall status of your account. Here’s how the closing balance is calculated:

$$CB=∑(OP,DSM,SSM,PR,II,BR,RBR,SMI)−W$$

Where:

• $CB$: The total funds available in your account at the end of the accounting period, calculated by subtracting debits from credits.

• $OP$ = Opening Balance: The balance in your account at the beginning of the accounting period. This could be positive, negative, or zero, depending on the carryover from the previous period.

• $DSM$ = Deployed on Secondary market: Funds deployed in the Secondary Market.

• $SSM$ = Sold on Secondary Market: The amount received from selling loans in the Secondary Market.

• $PR$ = Principal Received: The funds returned to you after selling loan holdings on the Primary Market.

• $II$ = Interest Income: The interest earned from loans, received after selling loan holdings or as periodic payments.

• $BR$ = Bonus Received: Any bonus funds added to your account.

• $RBR$ = Referral Bonus Received: A bonus earned for referring other users to FU Capital. This is added to your income when calculating the closing balance.

• $SMI$ = Secondary Market Income: The income earned from selling loans on the Secondary Market.

• $W$ = Withdrawals: Funds removed from the user's account

Downloadable Account Statement

A key feature of the Account Statement page is the ability to download your transaction history as a PDF. This allows you to save your transaction data for offline analysis using spreadsheet software or other accounting tools.

Transactions Table

The Transactions Table provides detailed information about each transaction in your account. Here’s what each column represents:

• Transaction ID: A unique identifier for each transaction, generated for:

  • Added funds

  • Withdrawals

  • Deployed in primary market

• Date: The date when the transaction occurred.

• Transaction Type: Indicates the type of transaction, such as funds deployed in the Primary Market.

• Lender: The name of the lender who issued the loan.

• Loan ID: A unique identifier for each loan, captured in the statement.

• Transaction Amount: Displays the amount of each transaction. Add transactions are indicated with a '+' sign, while withdrawals and buys are shown with a '-' sign.

• Wallet: Wallet address associated with the transaction.

• Available Balance: The remaining balance in your FU Capital wallet after each transaction. This balance reflects the funds available for new buys or withdrawals.

Key Points for users

• Transaction History: The Account Statement page records all add, withdrawal, buy, and interest payment transactions in your account.

• Reconciliation Tool: Use the account statement to reconcile your FU Capital transactions with your personal records.

• Downloadable for Offline Analysis: The downloadable PDF option enables you to analyze your on-platform activity in detail using offline tools like spreadsheets or accounting software.