Market Page
Market Selection
The FU Capital Dashboard provides separate sections for the Primary Market and the Secondary Market. This distinction allows you to clearly differentiate between new opportunities (Primary Market) and existing loans that are being traded between users (Secondary Market).
Primary Market
The FU Capital Primary Market is a platform that allows you, as a user, to directly buy loans from lenders. This differs from the Secondary Market, where users buy and sell loans from each other.
To buy positions in a single/multiple loans
To deploy funds into a single loan you need to click the “Buy” button. Besides, FU Capital offers the "Buy All" functionality, allowing you to deploy a fixed amount across all available loans with a single click. The maximum amount you can add in each loan will be determined by the lowest available amount. If you prefer selected loans or want to customize the amount you wish to deploy in each loan, you can use the "Cancel" button next to any loan you don't want exposure in. This allows you to refine your choices and participate in multiple loans with customized amounts.
Which currency are these loans available in?
Loans are available in stablecoins, specifically USDC or USDT. You can select between these two stablecoins to deploy your funds.
Filters
The Market module includes several filters to help you refine your search:
Products: Select specific types of loan products:
Business Loan: Funding for business needs, such as purchasing equipment or expanding inventory.
Installment Loan: General-purpose loans for personal needs, such as home renovations or car financing.
Mortgage Loan: Loans specifically for purchasing property.
Short-Term Loan: Loans for immediate or temporary financial needs, like unexpected bills.
Countries: Filter loans based on the country of origin.
Lenders: Filter loans based on the Lenders offering them.
Status: Filter loans by their current status, such as Active, Delayed, or Pending.
Extensions: Loans that can extend maturity date beyond its original term. It includes both loans with extension and loans without extension.
Interest: Filter by the interest rate offered on the loans.
Loan Duration in Days: The period in which the lender should fully repay the borrowed amount.
Remaining Loan Maturity in Days: Filter loans based on the remaining term of the loan.
Available Amount: Filter by the amount still available to be deployed.
Additional Filters
Exclude Already Bought: Exclude loans that you have already deployed in.
Show Loans Only with Buyback Obligation: Display only loans that come with a buyback obligation, meaning the lender is obligated to repurchase the loan if it defaults.
Available Loans Table
The "Available Loans" table in the Primary Market displays a list of current opportunities. Each entry provides the following details:
Country: The country where the loan originated.
Loan ID: A unique identifier for the loan.
Lender: The name of the lender issuing the loan.
Listed on the platform: The date the loan was listed for users to buy.
Remaining Duration: Remaining term of the loan.
Loan Maturity Date: Date when a loan must be fully repaid.
Loan Amount: The principal amount of the loan.
Interest: The interest rate the loan will yield.
Status: Filter loans by their current status, such as Active, Delayed, or Pending.
Available Amount: The maximum amount available for allocation as other users deploy their funds.
Deployed Balance: The amount you have already deployed in this loan, if applicable.
Secondary Market
The FU Capital Secondary Market is a platform that allows you, as a user, to sell existing loans to other users.
Filters
The Market module includes several filters to help you refine your search:
Products: Select specific types of loan products:
Business Loan: Funding for business needs, such as purchasing equipment or expanding inventory.
Installment Loan: General-purpose loans for personal needs, such as home renovations or car financing.
Mortgage Loan: Loans specifically for purchasing property.
Short-Term Loan: Loans for immediate or temporary financial needs, like unexpected bills.
Countries: Filter loans based on the country of origin.
Lenders: Filter loans based on the Lenders offering them.
Status: Filter loans by their current status, such as Active, Delayed, or Pending.
Extensions: Loans that can extend maturity date beyond its original term. It includes both loans with extension and loans without extension.
Interest: Filter by the interest rate offered on the loans.
Loan Duration in Days: The period in which the lender should fully repay the borrowed amount.
Remaining Loan Maturity in Days: Filter loans based on the remaining term of the loan.
Available Amount: Filter by the amount still available to be deployed.
Discount/Premium: When selling a loan with either a premium or a discount, the value of the loan is adjusted based on the following formula:
Where:
= selling price
= face value
= rate (positive for premium, negative for discount)
Additional Filters
Exclude Already Bought: Exclude loans that you have already deployed in.
Show Loans Only with Buyback Obligation: Display only loans that come with a buyback obligation, meaning the lender is obligated to repurchase the loan if it defaults.
Available Loans Table
The "Available Loans" table in the Primary Market displays a list of current opportunities. Each entry provides the following details:
Country: The country where the loan originated.
Loan ID: A unique identifier for the loan.
Lender: The name of the lender issuing the loan.
Listed on the platform: The date the loan was listed for users to buy.
Remaining Duration: Remaining term of the loan.
Loan Maturity Date: Date when a loan must be fully repaid.
Price and Discount/Premium: The price of the available loan and Discount/Premium rate.
Interest: The interest rate the loan will yield.
Status: Filter loans by their current status, such as Active, Delayed, or Pending.
Available Amount: The maximum amount available for allocation as other users deploy their funds.
By clicking the Buy button you can deploy funds into the loan.
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